Should I choose metal roofing instead of shingles?
It depends on your budget and how long you plan to stay in your home. Asphalt shingles cost less up front and come in many colors and styles. Metal roofing costs more but lasts about twice as long, and stone-coated steel is Class 4 impact resistant.
Cost and lifespan
Asphalt shingles are the most affordable option for most homes. An architectural shingle roof on a typical home in the area has generally cost between $5 and $9 per square foot of roof in recent years, depending on the roof and the materials. Metal roofing costs more to install, but it lasts about two times longer than traditional roofing materials.
Hail resistance and insurance discounts
Class 4 is the highest impact rating for hail resistance. Stone-coated steel metal roofing is Class 4 impact resistant, and Class 4 asphalt shingles are also available. In Texas, a metal roof can lower your homeowners insurance by up to 35 percent, and many insurance companies also offer discounts for Class 4 shingles. Check with your insurance carrier for available discounts.
Choosing the right roof
Metal roofing is a good choice if you plan to stay in your home for many years and want a long-lasting roof. Asphalt shingles are a good choice if you want a lower up-front cost or need to match HOA guidelines. If your roof is being replaced through an insurance claim, the claim usually covers the type of roof you had, and you would pay the difference to upgrade.
Related Questions
Is a metal roof loud in the rain?
A metal roof installed over solid decking and underlayment is not much louder than a shingle roof.
Can a metal roof go over my old shingles?
It is generally best to remove the old roof so the decking can be checked before a new roof is installed.
